by DEAN Financial | Jan 10, 2024 | 2024, Blog, business owners, financial advice, financial planning, individuals, personal finances, Professional Corporations, Professionals, retirees, tax
2024 Financial CalendarWelcome to our 2024 financial calendar! This calendar is designed to help you keep track of important financial dates and deadlines, such as tax filing and government benefit distribution. You can bookmark this page for easy reference or add...
by DEAN Financial | Nov 2, 2023 | Blog, critical illness insurance, financial advice, financial planning, individuals, insurance
Banks know that the financial weight of a mortgage can scare people into thinking about what happens if they die suddenly, or develop a health condition that prevents them from working. That’s why they make this sales pitch to their mortgage customers: Buy our life,...
by DEAN Financial | Oct 31, 2023 | Blog, business owners, financial advice, financial planning, insurance, investment, Professionals
One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
by DEAN Financial | Oct 23, 2023 | Blog, critical illness insurance, insurance
Critical illness insurance (CI) seems to be something most people know only a little about, but it can be a great addition to life and disability insurance when it comes to income protection. When the benefits and advantages of critical illness insurance aren’t clear,...
by DEAN Financial | Sep 30, 2023 | Blog, Family, individuals, life insurance
Before buying insurance from your bank to cover your mortgage, understand the difference between self owned mortgage life insurance and bank owned life insurance. The key differences are ownership, premium, coverage, beneficiaries and portability.Ownership:Self: You...
by DEAN Financial | Sep 30, 2023 | Blog, Family, individuals, life insurance
Before buying insurance from your bank to cover your mortgage, understand the difference between self owned mortgage life insurance and bank owned life insurance. The key differences are ownership, premium, coverage, beneficiaries and portability.Ownership:Self: You...